[
 {
  "question": "What is in the questions section?",
  "url": "https://commercialrealestate.com/questions/",
  "title": "Questions"
 },
 {
  "question": "Are the 300 percent of capital CRE concentration guidelines a hard lending limit for banks?",
  "url": "https://commercialrealestate.com/questions/300-percent-cre-concentration-guidelines-hard-limits/",
  "title": "Are the 300 Percent CRE Guidelines Hard Limits?"
 },
 {
  "question": "How much of a REIT's assets can be held in taxable REIT subsidiaries?",
  "url": "https://commercialrealestate.com/questions/asset-test-limits-taxable-reit-subsidiary-holdings/",
  "title": "How the Asset Test Limits TRS Holdings"
 },
 {
  "question": "How is an overall cap rate built from debt and equity costs?",
  "url": "https://commercialrealestate.com/questions/band-investments-cap-rate-build-up/",
  "title": "Band of Investments and Cap Rate Build Up"
 },
 {
  "question": "Does private credit competition cause banks to loosen commercial real estate underwriting?",
  "url": "https://commercialrealestate.com/questions/banks-compete-private-credit-underwriting/",
  "title": "How Banks Compete with Private Credit"
 },
 {
  "question": "How much do banks reserve and charge off against office loan portfolios?",
  "url": "https://commercialrealestate.com/questions/banks-reserve-office-loan-losses/",
  "title": "How Banks Reserve for Office Loan Losses"
 },
 {
  "question": "What is a refinance gap and why do high leverage borrowers face one?",
  "url": "https://commercialrealestate.com/questions/borrowers-face-refinance-gap/",
  "title": "Why Borrowers Face a Refinance Gap"
 },
 {
  "question": "Do institutions prefer closed end or open end real estate funds?",
  "url": "https://commercialrealestate.com/questions/closed-end-open-end-real-estate-funds-institutions/",
  "title": "Closed End Versus Open End Real Estate Funds"
 },
 {
  "question": "Is CMBS financing suitable for smaller or non cash flowing properties?",
  "url": "https://commercialrealestate.com/questions/cmbs-funding-make-sense-smaller-non-stabilized-properties/",
  "title": "Does CMBS Fit Small or Unstabilized Properties?"
 },
 {
  "question": "Why would a community bank prefer to modify or retain an existing loan rather than replace it?",
  "url": "https://commercialrealestate.com/questions/community-banks-often-keep-existing-loans-instead-replacing/",
  "title": "Why Community Banks Often Keep Existing Loans"
 },
 {
  "question": "Why does debt yield matter when refinancing a commercial real estate loan?",
  "url": "https://commercialrealestate.com/questions/debt-yield-matters-refinance/",
  "title": "Why Debt Yield Matters at Refinance"
 },
 {
  "question": "Why do different lenders offer different loan amounts on the same property?",
  "url": "https://commercialrealestate.com/questions/different-lenders-size-same-property-differently/",
  "title": "Why Lenders Size the Same Property Differently"
 },
 {
  "question": "How do economic growth and inflation affect real estate returns by sector?",
  "url": "https://commercialrealestate.com/questions/economic-growth-inflation-affect-real-estate-returns-sector/",
  "title": "Growth, Inflation & Real Estate Returns by Sector"
 },
 {
  "question": "Why are family offices considered good long term investors in private funds?",
  "url": "https://commercialrealestate.com/questions/family-offices-suit-long-horizon-private-funds/",
  "title": "Why Family Offices Suit Long Horizon Private Funds"
 },
 {
  "question": "Can the way a fund charges management fees affect when the manager sells assets?",
  "url": "https://commercialrealestate.com/questions/fee-bases-distort-manager-incentives/",
  "title": "How Fee Bases Can Distort Manager Incentives"
 },
 {
  "question": "What fees can a first time fund manager reasonably charge?",
  "url": "https://commercialrealestate.com/questions/fees-first-time-fund-manager-charge/",
  "title": "Fees a First Time Fund Manager Can Charge"
 },
 {
  "question": "How much do fund fees reduce investor returns, and should sponsors present returns after fees?",
  "url": "https://commercialrealestate.com/questions/fees-reduce-net-returns-limited-partners/",
  "title": "How Fees Reduce Net Returns to Limited Partners"
 },
 {
  "question": "How can I find off market commercial properties to acquire?",
  "url": "https://commercialrealestate.com/questions/finding-off-market-acquisitions-through-community-banks-owners/",
  "title": "Finding Off Market Commercial Acquisitions"
 },
 {
  "question": "Why do management fees switch from committed capital to invested capital after the investment period?",
  "url": "https://commercialrealestate.com/questions/fund-fees-step-down-after-investment-period/",
  "title": "Why Fund Fees Step Down After the Investment Period"
 },
 {
  "question": "Who owns the buildings when a ground lease ends?",
  "url": "https://commercialrealestate.com/questions/happens-improvements-ground-lease-expires/",
  "title": "What Happens to Improvements When a Ground Lease Expires"
 },
 {
  "question": "What is the difference between a cap rate on historical NOI and one on projected NOI?",
  "url": "https://commercialrealestate.com/questions/historical-noi-projected-noi-cap-rates/",
  "title": "Historical NOI Versus Projected NOI Cap Rates"
 },
 {
  "question": "How does the 150 percent HVCRE risk weight affect bank capital for construction loans?",
  "url": "https://commercialrealestate.com/questions/hvcre-risk-weight-affects-construction-loan-capital/",
  "title": "How the HVCRE Risk Weight Affects Construction Loans"
 },
 {
  "question": "What indicators signal commercial real estate stress at community banks?",
  "url": "https://commercialrealestate.com/questions/indicators-commercial-real-estate-stress-community-banks/",
  "title": "Indicators of CRE Stress at Community Banks"
 },
 {
  "question": "Why do interest only and balloon commercial loans create risk at maturity?",
  "url": "https://commercialrealestate.com/questions/interest-only-balloon-loans-carry-maturity-risk/",
  "title": "Why Interest-Only and Balloon Loans Carry Maturity Risk"
 },
 {
  "question": "Why do regulators worry about extra interest reserves on underperforming projects?",
  "url": "https://commercialrealestate.com/questions/interest-reserves-hide-problem-loans/",
  "title": "Why Interest Reserves Can Hide Problem Loans"
 },
 {
  "question": "Why does in house leasing capacity matter for a sponsor acquiring an asset?",
  "url": "https://commercialrealestate.com/questions/leasing-capacity-matters-buying-asset/",
  "title": "Why Leasing Capacity Matters When Buying an Asset"
 },
 {
  "question": "Why do lenders treat acquisition, development and construction loans as higher risk?",
  "url": "https://commercialrealestate.com/questions/lenders-treat-acquisition-development-construction-loans-higher-risk/",
  "title": "Why ADC Loans Carry Higher Lender Risk"
 },
 {
  "question": "How does leverage affect the risk profile of a real estate fund?",
  "url": "https://commercialrealestate.com/questions/leverage-changes-fund-risk/",
  "title": "How Borrowing Changes Real Estate Fund Risk"
 },
 {
  "question": "What loan to value ratio do commercial real estate lenders typically offer?",
  "url": "https://commercialrealestate.com/questions/loan-value-lenders-typically-offer-commercial-real-estate/",
  "title": "Typical Commercial Real Estate Loan to Value"
 },
 {
  "question": "Why does multifamily demand stay strong when prices have fallen from their peak?",
  "url": "https://commercialrealestate.com/questions/multifamily-demand-stay-strong-while-prices-fall/",
  "title": "Why Multifamily Prices Can Fall as Demand Holds"
 },
 {
  "question": "How can a tenant strengthen its position when negotiating a commercial lease?",
  "url": "https://commercialrealestate.com/questions/negotiating-commercial-leases-landlords/",
  "title": "Strengthening a Tenant’s Position in Lease Negotiations"
 },
 {
  "question": "How much remaining lease term do net lease buyers want?",
  "url": "https://commercialrealestate.com/questions/net-lease-buyers-prefer-longer-remaining-lease-terms/",
  "title": "Why Net Lease Buyers Prefer Longer Remaining Lease Terms"
 },
 {
  "question": "How often do private real estate funds get external appraisals?",
  "url": "https://commercialrealestate.com/questions/often-open-end-funds-get-external-appraisals/",
  "title": "How Often Open End Funds Get External Appraisals"
 },
 {
  "question": "How does reducing operating expenses increase property value?",
  "url": "https://commercialrealestate.com/questions/operating-expense-savings-affect-property-value/",
  "title": "How Operating Expense Savings Affect Property Value"
 },
 {
  "question": "Why would a sponsor shift from value add to development or credit?",
  "url": "https://commercialrealestate.com/questions/operators-move-between-value-add-development/",
  "title": "Why Operators Move Between Value Add and Development"
 },
 {
  "question": "Why are so many planned commercial projects abandoned before construction?",
  "url": "https://commercialrealestate.com/questions/planned-projects-abandoned-before-construction/",
  "title": "Why Planned Projects Are Abandoned Before Construction"
 },
 {
  "question": "Do public REIT prices lead private real estate valuations?",
  "url": "https://commercialrealestate.com/questions/public-reits-lead-private-real-estate-values/",
  "title": "Do Public REITs Lead Private Real Estate Values?"
 },
 {
  "question": "How do institutions use real estate debt in their portfolios?",
  "url": "https://commercialrealestate.com/questions/real-estate-debt-fits-into-institutional-portfolios/",
  "title": "How Institutions Use Real Estate Debt"
 },
 {
  "question": "Why do vacancies persist for so long after demand falls?",
  "url": "https://commercialrealestate.com/questions/real-estate-markets-stay-weak-after-demand-falls/",
  "title": "Why Real Estate Markets Stay Weak After Demand Falls"
 },
 {
  "question": "Why do REIT charters limit any single shareholder to about 9.8 percent?",
  "url": "https://commercialrealestate.com/questions/reit-charters-cap-share-ownership/",
  "title": "Why REIT Charters Cap Share Ownership"
 },
 {
  "question": "Can a REIT regularly sell properties without a penalty tax?",
  "url": "https://commercialrealestate.com/questions/reit-sell-properties-develops-holds-sale/",
  "title": "Can a REIT Sell Developed Properties Without a Penalty Tax?"
 },
 {
  "question": "Why do rising interest rates reduce commercial property values?",
  "url": "https://commercialrealestate.com/questions/rising-rates-lower-property-values/",
  "title": "Why Rising Rates Can Lower Property Values"
 },
 {
  "question": "Does retaining a CMBS risk retention piece force a sponsor to consolidate the issuing entity?",
  "url": "https://commercialrealestate.com/questions/risk-retention-affects-accounting-consolidation-cmbs-issuers/",
  "title": "CMBS Risk Retention and Consolidation"
 },
 {
  "question": "What role did CRE concentrations play in past bank failures?",
  "url": "https://commercialrealestate.com/questions/role-cre-concentrations-past-bank-failures/",
  "title": "Role of CRE Concentrations in Past Bank Failures"
 },
 {
  "question": "Does securitization lower the cost of credit for commercial borrowers?",
  "url": "https://commercialrealestate.com/questions/securitization-lower-borrowing-costs/",
  "title": "Does Securitization Lower Borrowing Costs?"
 },
 {
  "question": "How much institutional real estate capital goes to the U.S.?",
  "url": "https://commercialrealestate.com/questions/share-institutional-real-estate-invested-united-states/",
  "title": "What Share of Institutional Real Estate Is in the U.S.?"
 },
 {
  "question": "Do multifamily owners need resident apps and smart technology?",
  "url": "https://commercialrealestate.com/questions/smart-home-resident-app-expectations-multifamily/",
  "title": "Smart Home and Resident App Expectations in Multifamily"
 },
 {
  "question": "Why do some REITs distribute 100% of taxable income instead of 90%?",
  "url": "https://commercialrealestate.com/questions/some-reits-distribute-more-than-minimum/",
  "title": "Why Some REITs Distribute More Than the 90% Minimum"
 },
 {
  "question": "Why do some sponsors hold properties long term instead of selling?",
  "url": "https://commercialrealestate.com/questions/some-sponsors-hold-properties-long-term/",
  "title": "Why Some Sponsors Hold Properties Long Term"
 },
 {
  "question": "Should a multifamily sponsor manage properties in house or hire third party managers?",
  "url": "https://commercialrealestate.com/questions/sponsor-manage-properties-house-use-third-parties/",
  "title": "In-House or Third-Party Property Management"
 },
 {
  "question": "When is a property considered stabilized?",
  "url": "https://commercialrealestate.com/questions/stabilized-occupancy/",
  "title": "What Is Stabilized Occupancy?"
 },
 {
  "question": "How long does it take to build a commercial brokerage career and what should new brokers expect?",
  "url": "https://commercialrealestate.com/questions/starting-career-commercial-brokerage/",
  "title": "Starting a Career in Commercial Brokerage"
 },
 {
  "question": "Why do commercial brokers specialize by submarket or niche?",
  "url": "https://commercialrealestate.com/questions/submarket-specialization-among-commercial-brokers/",
  "title": "Submarket Specialization Among Commercial Brokers"
 },
 {
  "question": "How large are the checks institutional investors and sovereign wealth funds write?",
  "url": "https://commercialrealestate.com/questions/typical-check-sizes-institutional-sovereign-investors/",
  "title": "Typical Check Sizes of Institutional and Sovereign Investors"
 },
 {
  "question": "How much capital does a GP typically commit to its own fund?",
  "url": "https://commercialrealestate.com/questions/typical-gp-commitment-fund/",
  "title": "Typical GP Commitment in a Fund"
 },
 {
  "question": "How long is the typical term of a real estate private equity fund?",
  "url": "https://commercialrealestate.com/questions/typical-term-real-estate-fund/",
  "title": "Typical Term of a Real Estate Fund"
 },
 {
  "question": "How are non traded REIT shares valued when there is no market price?",
  "url": "https://commercialrealestate.com/questions/valuing-non-traded-reit-shares/",
  "title": "Valuing Non Traded REIT Shares"
 },
 {
  "question": "How should a seller compare offers on price versus the buyer's ability to close?",
  "url": "https://commercialrealestate.com/questions/weighing-offer-price-against-likelihood-closing/",
  "title": "Weighing Offer Price Against Likelihood of Closing"
 },
 {
  "question": "How should I compare yield on cost with the market cap rate on a value add project?",
  "url": "https://commercialrealestate.com/questions/yield-cost-market-cap-rate-value-add-deals/",
  "title": "Yield on Cost Versus Market Cap Rate in Value Add Deals"
 }
]